Clearer deals, from the first message

Louis Bessam is a product leader who turns customer insight and research into financial products people trust. He holds an MBA in Strategic Leadership & Management from the University of South Wales and has more than a decade of experience in digital product design, UX research and product strategy. He has worked at two of Nigeria's largest banks, GTBank and FirstBank, redesigning core digital banking experiences including internet banking, payments and checkout, and mobile data and airtime purchases, working closely with stakeholders and developers to take them from concept to production. He understands how fintech products succeed or fail once real money and real customers are involved, and he is certified in human-centred service design and enterprise design thinking by IDEO and IBM. Louis brings fintech product depth, user-centred leadership and strong stakeholder management to every decision he makes as CEO.

James Osagie is a technology leader who builds secure, scalable financial and data platforms. He holds a Master's in Computer Science from the University of Saskatchewan and an EMBA in Business Analytics from the University of Fredericton, with more than a decade of experience in software engineering, applied machine learning and engineering leadership. He began his career building core banking and mobile banking software in Nigeria, went on to lead engineering teams in healthcare technology, and now leads engineering in wealth management technology at a global financial institution. He understands what it takes to run reliable systems where data accuracy and security matter, and has led developers from architecture through delivery. James brings fintech engineering depth, technical leadership and business strategy to every decision he makes as CTO.

Patrick Ubuane is a Business Analyst who turns data, research and market understanding into commercial decisions. He holds an MSc in Business Analytics (Distinction) from the University of Kent and a First Class BSc in Business Information Systems, and he is experienced in conducting primary and secondary research, analysing data, and translating findings into clear priorities that teams can act on. He understands how to read a market, size up customer needs and identify where growth will come from, and he manages stakeholders with the clarity and accuracy that complex, data-heavy work demands. As founder and CEO of SkillConnect, a Nigerian creative services marketplace, he applies this research-led approach to product, positioning and customer acquisition. He also holds a Diploma in Project Management and leads continuous improvement in the care sector. Patrick brings analytical rigour, market insight and strong stakeholder management to every growth decision.